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Helping People to

Address Their Problems

By Taking Action Before its too Late
 

About Us

This site is sponsored by Debt Direct Ltd and other professionals dedicated to providing free impartial advice and to prompt individuals and businesses alike to take the appropriate action that is affecting their lifestyle or business.

It is hoped that by posting a question to the various workshops the individuals or businesses will be able to ascertain what options are available to their set of circumstances.

It is further hoped that the individuals or businesses will take the appropriate route and in most cases will be able to address their indebtedness.

With the guidance of the workshop they should be able to reduce the stress surrounding debt.

This site promotes "Further Borrowing is not Always the Answer" as we believe if parties cannot fulfil their current financial obligations then it will be more difficult if further funding was taken.

We are non-judgemental and will assess the questions on their merit and as to whether options are available.

Why not Post a Question to our Workshop?

Finance Affordability

Mortgage Calculator - Calculate your repayments

Mortgage required
(omit commas)		 £   
Repayment period
(omit commas)
    years
Interest rate
(enter 10% as 10)
    %
 
     
 
Monthly repayment
 £   
(Interest only)
 £   
But be careful, at 12% it will be:
 £   
(Interest only) £   
     

Your results

The first figure gives the total monthly payment for a straight repayment mortgage, including both interest and payment towards the capital loan amount. This reduces the amount owed on the capital, month by month. The second figure shows the amount of interest payment only.

Anyone opting for an interest-only mortgage, such as linked to an endowment, ISA or pension savings policy, will need to add the cost of the monthly premiums of the policy to the interest figure above. On maturity the savings policy is intended to pay off the capital loan

These figures are only a guide. We recommend that you obtain exact figures from a specific lender before committing to any mortgage.

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Sponsored by Debt Direct Ltd - www.debtdirectltd.com